Practice Areas
Education
- University of Akron Law School, J.D., 1979
- University of Akron, B.A.
- Dartmouth College, Tuck School of Business Executive Program
Bar and Court Admissions
- State Court: Massachusetts, Ohio, Connecticut
- U.S. District Court: Districts of Massachusetts and Connecticut
Past Professional Experience
- Industrial Risk Insurers, Hartford, CT - Senior Vice President Claims (1989-2001); General Counsel (1982-1989); Claims Counsel (1980-1982); Special Agent (1978-1980); Loss Prevention Engineer (1974-1978)
- USAF (1968-1972)
Stephen M. Rogers
Steve has over 35 years of commercial property insurance and reinsurance experience having previously served as Claims Counsel, Vice President & General Counsel, and Senior Vice President - Claims of Industrial Risk Insurers. He joined Zelle Hofmann as a partner in the Boston office in early 2001. Steve’s legal and claims management experience brings a unique perspective to the firm’s insurance practice group and underscores the firm’s commitment to deliver the highest quality legal services to insurance and reinsurance clients.
Representative Matters
Allianz Global Risks US Insurance Company (property damage and time element claims and litigation arising from the 9/11 terrorist attack on the World Trade Center. Claimants’ businesses included governmental agencies, public transportation, real estate, financial, banking and investment services, telecommunications, and retail.)
9/11 Reinsurance (number of occurrences, treaty reinstatement, recoverability of loss adjustment expenses, applicability of aggregate limits, scope of facultative reinsurer's liability and allocation of subrogation recovery between cedent and treaty and facultative reinsurers.)
Hurricane Coverage Matters - Frances, Jeanne, Katrina, Rita, Wilma and Ike (property damage and time element claims arising from hurricane damage to a wide spectrum of businesses including hotel and casino resorts, residential builder’s risk, refinery, citrus packing and contractor’s equipment.)
Builder’s Risk Coverage Matters (failure of defectively installed 12 ft. diameter water main; coverage for soft costs as a result of a fire in a research laboratory; claim for delayed startup expenses resulting from compressor explosion in hot briquetted iron plant.)
Expert Witness: property insurance coverage; claim handling and bad faith.
Party Appraiser: property and business interruption loss dispute.
Party Arbitrator: business interruption loss dispute.
Mediator: property and business interruption first-party claim.
Articles & Presentations
“Difficult Choices: Mediation, Arbitration & Appraisal,” Loss Executives Association, June 2009, presenter
"The Changing Climate of Property Insurance," 2008 PLRB/FDCC Critical Issues for Insurance Executives Conference, September 2008, presenter
Professional Affiliations
- Massachusetts Reinsurance Bar Association: founding member; Membership Committee Chair
- Loss Executives Association: Past President; Scholarship Chairman
- Federation of Defense & Corporate Counsel
- American Bar Association: Tort & Insurance Practice Section (Property Insurance Law Committee, Past Chair); Litigation Section (Insurance Committee)
- ARIAS
- Property Loss Research Bureau: Affiliate Advisory Board
- Massachusetts Bar Association
- Connecticut Bar Association: Insurance Law Section (Executive Committee)
- Ohio Bar Association
Noteworthy
Steve was named a Massachusetts Super Lawyer for 2009. He has taught underwriting training courses on property and business interruption insurance and has been a speaker at bar association, claim association, and RIMS conferences on property, business interruption and boiler-machinery insurance issues.
