SearchProperty Coverage
Zelle Hofmann represents some of the largest commercial property insurers in the world. Our property coverage practice has highly developed experience encompassing the full range of property coverage, appraisal, and adjustment disputes, including all types of complex business interruption and extra expense claims. We have represented numerous clients with substantial claims resulting from our country’s most recent natural disasters, including hurricanes Katrina, Ike, Rita, Wilma, and Andrew.
Our attorneys were extensively involved in litigating and resolving claims resulting from the 9/11 World Trade Center terrorist attack, as well as losses pertaining to a host of industrial accidents, fires, explosions, toxic spills, structural failures, equipment failures, contamination, boiler and machinery accidents, electrical events, and failure of fire protection systems. The risks involved have included airports, foundries, steel mills, manufacturing plants, mining facilities, lumber mills and yards, electrical and nuclear power plants, automobile distributors, marine terminals and docks, office buildings, warehouses, retail stores, apartment buildings, hotels, livestock and agricultural buildings, gambling casinos, pipelines, construction projects, and innumerable other structures.
Our property coverage practice has a substantial amount of litigation, appraisal, mediation and arbitration experience involving:
- property damage coverage and measurement
- business interruption
- policy limits and deductible application
- additional insured issues
- mitigation
- replacement cost and actual cash value civil authority and ingress/egress coverage
- extra expense coverage
- makeup credit for business insurance losses
- wind/flood exclusions and allocation
- earth movement
- faulty workmanship
- builder’s risk including delayed start-up and soft cost issues
- demolition and increased cost of construction coverage
- loss of use
- landlord/tenant coverage disputes
- number of occurrences
- application of exclusions, ensuing loss and concurrent causation
- period of restoration
- business interruption loss valuation
- pollution/contamination
Zelle Hofmann attorneys have counseled property insurers in the drafting of policy language, including concurrent causation, pollution/contamination, terrorism exposures, and Y2K issues. Consistent with the firm’s devotion to staying abreast of current insurance-related issues, our attorneys frequently prepare presentations and white papers pertaining to the latest developments in property coverage law.
We invite you to talk to us about your business and your needs.
