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Fires & Industrial Accidents

Zelle LLP attorneys have helped their insurance clients navigate myriad issues related to complex claims, coverage litigation, loss measurement and subrogation actions following a host of industrial accidents, fires, explosions, toxic spills, structural failures, equipment failures, contaminations, and electrical events. The risk locations have included airports, foundries, steel mills, manufacturing plants, mining facilities, lumber mills and yards, electrical and nuclear power plants, automobile distributors, marine terminals and docks, office buildings, warehouses, retail stores, apartment buildings, hotels, livestock and agricultural buildings, casinos, pipelines, construction projects, and innumerable other structures.

We routinely address complicated legal issues our clients face, including:

Representative matters/reported cases:

Insurance litigation over multi-million dollar fire loss (MGM Grand Hotel, Las Vegas)

Complex coverage action involving the coordination of multiple lawsuits with over 25 parties, claims of $250 million in construction defects and damage at a luxury resort in Southern California (Adco Group et al. v. Travelers et al.)

Coverage action and related appraisal involving alleged loss in excess of $100 million involving property damage, time element losses and construction timeline and critical path issues, stemming from fire at a poultry processing facility (Allianz Global Risks US Insurance Company v. Contigroup Companies)

Defended insurers in $300 million coverage arbitration arising out of petrochemical facility fire on the Gulf Coast

Defended insurance market in litigation involving $80 million coverage claim arising out of a fire at an Oklahoma refinery

Defended reinsurance market in connection with a fire/explosion loss at a gas-oil separation facility in Libya

Defended multiple reinsurers in connection with a property insurance adjustment involving a multi-million dollar collapse of a hydro tunnel in Chile

Defended reinsurance market in connection a property insurance adjustment involving pipeline collapses in Peru

Represented Texas chemical manufacturer in recovery involving $16 million chemical plant fire

Represented chemical manufacturer and insurers in recovery litigation involving $40 million in damages resulting from multiple compressor failures at a Texas petrochemical plant


Court Clarifies Insurers’ Replacement-Cost Obligations,” Texas Law360, June 18, 2014

Estimates vs. Bids: Determining Insurer Obligation,” Insurance Law360, May 9, 2014

The Emerging Hail Risk: What The Hail™ Is Going On?Claims Journal, May 2, 2014

An Overview of Property Insurance Appraisal," American Bar Association Tort Trial and Insurance Practice Section's 2014 Annual Spring CLE Meeting, San Diego, CA, April 25, 2014

Oil Spill Derailments Pose Challenge For Insurers,” Insurance Law360, March 6, 2014

The Missing Link In Business Interruption Coverage Claims,” Texas Law360, March 4, 2014

“September 11, 2001 and Loss Valuation Including Periods of Indemnity for Time Element Losses.” - TIPS Property Insurance Law Committee 2016 Annual Spring CLE Meeting, Las Vegas, Nevada 

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