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This E-sign Disclosure and Consent (“E-sign Consent”) applies to all Records and Communications for services provided on the Zelle Network website, applications, mobile apps, and other tools. “Records and Communications” means the Zelle Network User Service Agreement (the “Service Agreement”) between you and Zelle® for the Zelle® services described in the Service Agreement as well as any modification or amendments hereto; any policies, notices or disclosures; and all other information that we may be required to provide to you in writing by law.

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Nobody tells this to people who are beginners, I wish someone told me. All of us who do creative work, we get into it because we have good taste. But there is this gap. For the first couple years you make stuff, it’s just not that good. It’s trying to be good, it has potential, but it’s not. But your taste, the thing that got you into the game, is still killer. And your taste is why your work disappoints you. A lot of people never get past this phase, they quit. Most people I know who do interesting, creative work went through years of this. We know our work doesn’t have this special thing that we want it to have. We all go through this. And if you are just starting out or you are still in this phase, you gotta know its normal and the most important thing you can do is do a lot of work. Put yourself on a deadline so that every week you will finish one story. It is only by going through a volume of work that you will close that gap, and your work will be as good as your ambitions. And I took longer to figure out how to do this than anyone I’ve ever met. It’s gonna take awhile. It’s normal to take awhile. You’ve just gotta fight your way through.
Ira Glass

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Superscript Zelle® is transforming

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SN	Categories of Personal Information we’ve collected in the last 12 months:	Examples of Personal Information that we collect:
1	Personal and online identifiers	Name, email address, postal address, IP address, unique identifiers
2	Certain identifying Personal Information	Address, telephone number, financial account numbers, other financial information

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