How to Spot a Scam: Common Warning Signs to Know

Protect yourself, your family, your community, and your finances.

Top Red Flags That May Signal a Scam

Unsolicited Contact

Be cautious of unexpected calls, texts, emails, messages or knocks on the door, especially if they claim to be from the government, tech support, or bank. Criminals can impersonate anyone.

Legitimate organizations rarely reach out without prior contact or consent.

Too Good to Be True

If someone promises you easy money, guaranteed returns, debt forgiveness, or prizes you didn't sign up for, it's likely a scam.

Scammers often buy online ads or manipulate search links that make big promises to lure victims quickly.

Pressure to Act Immediately

Scammers create urgency: "Act now or lose your chance!" They may threaten legal action, arrest, or loss of services.

Never let urgency override caution. Slow down and verify.

Requests for Personal or Financial Information

Scammers will try to get a hold of your:

  • Social security number
  • Bank account or credit card number
  • Password or PINs

Always question why this information is needed and who is asking for it.

Payment Requests

Scammers often demand payment via:

  • Gift cards
  • Wire transfers
  • Cryptocurrency

These methods can be hard to trace and may not be used by reputable companies.

Quick Tips to Stay Safe

Don't pick up suspicious calls.

Never click suspicious links or attachments.

Don't share private information unless you've confirmed who you're speaking to.

 

Stay Alert. Stay Safe.

Contact your bank or credit union immediately if you believe you are being contacted by a scammer.