Zelle® Disbursements | Zelle

COMMERCIAL

Zelle^® Disbursements

A fast and easy way for companies and government agencies to send money directly to their customers’ bank accounts using only the recipient's email address or U.S. mobile number.¹

Why use Zelle®

Fast – Money is sent directly to customers’ bank accounts. No need to send a costly check or prepaid card through the mail; the money will be sent directly to their existing bank account.
Private – Send money using just an email address or U.S. mobile number. There’s no need to store customers' bank account details.
Easy – Your customers can enroll with Zelle® in just a few simple steps. If they’re already using Zelle®, they just need to provide you with their enrolled email address or U.S. mobile number when they opt-in to receive electronic payments from you.

How it Works

Step 1:

Corporate customer invites consumers to opt-in to receive payment via Zelle®.

Step 2:

Corporate customer sends payment file to Zelle® member bank including recipient’s email address or U.S. mobile number and payment amount.

Step 3:

Recipients already enrolled with Zelle® receive an email or text notification from their bank or credit union indicating a payment has been received.

Step 4:

Recipients not yet enrolled with Zelle® receive a notification of payment and instructions for how to complete a simple one-time enrollment.

Use Cases

Insurance refunds
Student per diem
Rebates
Payroll
Travel & expense reimbursements
Tip payouts
Tax refunds
And much more

Benefits for Corporate Customers

Modernize your payments and enable consumers to receive money directly to their bank account in minutes.¹

No need to store customers’ sensitive account details.

Help decrease the potential for fraud associated with checks.

Improve the customer experience by providing a fast, seamless payment method.

Help eliminate the hassle and expenses associated with paper checks.

If you are a corporate or government entity interested in offering Zelle® as a disbursement solution, connect with your treasury bank.