PaymentsSource has chosen Early Warning's Lou Anne Alexander as one of the 2017 Most Influential Women in Payments! Each year, PaymentsSource honors the women who are driving change by taking risks with new ideas and investments, and developing the technology that will forever change the way people handle money. Congratulations to Early Warning's group president of payments solutions, Lou Anne Alexander, for being included in this prestigious list.

At Early Warning, Lou Anne and her team are currently focused on creating faster payments solutions for financial institutions including Zelle®, a U.S. digital payments network created by the largest banks. "I am honored to be recognized among such an influential group of women. I am fortunate to work with a dedicated team to help advance our mission to make money move faster, easier and safer. The credit should go to them," says Lou Anne.

Congratulations to Lou Anne on this significant achievement!

Faster Payments Solutions

Zelle® is more than just a payment system; it’s a revolution in the way we move money. It’s a network of the nation’s leading financial institutions making money move easier, safer and faster for all of us. Early Warning's goal with Zelle® is to create an easier, faster and safer way for consumers to move money, providing a ubiquitous and inclusive alternative to cash and checks.

CINCINNATI, OH – Fifth Third Bank announced today that it will join Early Warning’s Zelle^SM Network to offer customers a safe, fast way to make person-to-person (P2P) payments. With Zelle^SM, money can be sent by simply using the recipient’s mobile number or email address. Fifth Third customers will have access to real-time payments with Zelle^SM in 2017.

• Zelle^SM is safer: Fifth Third customers will benefit from the convenience of real-time P2P payments and the security that banks provide their customers.
• Zelle^SM is fast: Zelle^SM will enable Fifth Third customers to send and receive faster payments, with funds accessible by the recipient within minutes.
• Zelle^SM is simple: Fifth Third customers can use Zelle^SM through their Fifth Third mobile banking app.

“Fifth Third is excited to offer additional services to our customers allowing them to make P2P payments that are simple, safe and received in real time,” said Greg Carmichael, CEO and president of Fifth Third Bancorp. “We are looking forward to working with Early Warning to offer Zelle^SM and allow our customers to bank when they want and how they want.”

P2P payments are increasing, with a recent study showing a growth of 23 percent year-over-year.¹ One of the biggest growth areas is for consumers ages 30 to 39.¹

About 15 percent of consumers say they make P2P payments daily or weekly, according to a 2015 study on digital payments. But current products don’t allow immediate payments. More than half of consumers surveyed said they would use P2P more often if payments were immediate.²

“We looked at what our customers want. They want to make payments now; they don’t want to wait for them to process. They want it to be easy. And they want that same trust they have in their own bank,” said Larry McClanahan, Fifth Third’s director of digital delivery. “Zelle^SM will give our customers a seamless experience.”

Accessing Zelle^SM through Fifth Third is free and makes it easy to send money to a friend, whether to split the cost of dinner or pay the rent on an apartment.

“The addition of Fifth Third represents a significant milestone as Early Warning continues to expand the Zelle^SM Network making faster, safer payments accessible to almost anyone nationwide,” said Paul Finch, chief executive officer for Early Warning. ”Fifth Third is a leader in innovation, and Early Warning is pleased to work together to provide Fifth Third customers with access to faster P2P payments through Zelle^SM.”

About Fifth Third

Fifth Third Bancorp is a diversified financial services company headquartered in Cincinnati, Ohio. The Company has $144 billion in assets and operates 1,191 full-service Banking Centers, including 94 Bank Mart® locations, most open seven days a week, inside select grocery stores and 2,541 ATMs in Ohio, Kentucky, Indiana, Michigan, Illinois, Florida, Tennessee, West Virginia, Georgia and North Carolina. Fifth Third operates four main businesses: Commercial Banking, Branch Banking, Consumer Lending, and Wealth and Asset Management. Fifth Third also has an 18.3% interest in Vantiv Holding, LLC. Fifth Third is among the largest money managers in the Midwest and, as of June 30, 2016, had $305 billion in assets under care, of which it managed $26 billion for individuals, corporations and not-for-profit organizations. Investor information and press releases can be viewed at www.53.com. Fifth Third’s common stock is traded on the Nasdaq® Global Select Market under the symbol “FITB.” Fifth Third Bank was established in 1858. Member FDIC, Equal Housing Lender.

About Early Warning

Early Warning is creating the future of payments by delivering innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in financial technology that protects and advances the financial system. Learn more at www.earlywarning.com.
 

¹ According to a 2015 study by FindaBetterBank.com that surveyed 800 adults.

² According to a 2015 Accenture study that surveyed 4,000 adults in the U.S. and Canada.

SCOTTSDALE, AZ – Since June 2017, Zelle Network Banks and Credit Unions have seen up to 300% increases in new customer enrollments. An average of more than 50,000 new consumers enroll with Zelle daily. These consumers join a person-to-person (P2P) payments network already poised to reach more than 86-million consumers through the mobile banking apps of Zelle Network participant banks and credit unions. Currently, Zelle is LIVE in the mobile banking apps of more than 10 banks with new banks and credit unions joining frequently. Enhancing these mobile banking app experiences, next week millions more will have the opportunity to send and receive money with Zelle through a new mobile app, from bank-owned technology company and operator of the Zelle Network, Early Warning Services. The app goes live in the App Store and Google Play on September 12.

“Together with our bank and credit union partners we set out to make it easy, fast, and safe for consumers to send and receive money from almost anyone,” said Paul Finch, CEO of Early Warning Services. “Our partners are revolutionizing banking, reducing friction from finance, and making it convenient to send money in the moment. The Zelle App is a perfect complement to the network banks and credit unions as it allows their customers to reach millions more with the power of Zelle.”

Zelle allows money to be sent from one account to another typically within minutes when both parties are enrolled, using simply a recipient’s email address or mobile number. Now, through partnerships with Mastercard and Visa, almost anyone with a debit card issued in conjunction with a U.S. bank account can use Zelle through the new Zelle Mobile App. The app complements “Send Money with Zelle” experiences conveniently available within the mobile banking apps of Zelle Network participants—a network that includes banks and credit unions of all sizes.

Learn more about Zelle at www.zelle.com.

“Consumers are moving money in the moment with Zelle in a way that’s replacing cash with convenient P2P payments,” said Lou Anne Alexander, group president, payments, Early Warning Services. “Zelle is designed to be a simple experience that fits into the rhythm and flow of life. With just a few taps, regardless of where you experience Zelle, you can send and receive money fast—all with the peace-of-mind that your transactions will be backed by the security of your trusted financial institution.”

Real Time Payments Provide the Convenience of Cash

In May 2017, Aite Group reported that a common brand across financial institutions (FIs) will drive consumer understanding and adoption of digital P2P payments services. Zelle’s standout features, such as its interoperability and real-time payments, would be key to driving P2P ubiquity. [Source: “Digital Person-to-Person Payments in the U.S.,” Aite Group, May 2017.]

“The mobile experience is evolving making the digital exchange of money more appealing to consumers across all generations,” said Talie Baker, Senior Analyst with Aite Group’s Retail Banking & Payments practice. “P2P is an emerging form of payment and hundreds of millions of consumers will now be able to benefit from a bank-owned network that is providing interoperable mobile P2P payments capabilities. With Zelle, consumers will be able to send and receive payments in real time to nearly any bank account in the U.S. making mobile P2P feel just like cash.”

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

Zelle and the Zelle related marks and logos are property of Early Warning Services, LLC.

LAS VEGAS, NV – A year after its unveiling at Money20/20, Zelle returns to the “Ball” with significant momentum behind its banking industry-led, real-time mobile payments network. Zelle enables money to move from one bank account to another typically within minutes, using only an e-mail address or a mobile phone number. In Q3 2017 (July – Sept.) Zelle payments surged, with an average of 65,000 consumers enrolling daily, resulting in the network processing more than 60 million real-time person-to-person (P2P) payments, valued at $17.5 billion.

This success comes as the number of financial institutions in the Zelle Network grows to more than 50, including new participants, America First Credit Union, Bank of Central Florida, Bank of York, City National Bank, Collins State Bank, First National Bank of Central Texas, Guadalupe National Bank, Huntington Bank, Provident Bank, Quontic Bank™, Regions Bank, Renasant Bank, Seacoast National Bank, Surrey Bank & Trust, and United Bank. Already 13 financial institutions are currently live with Zelle, with more launching weekly.

For a full list of participating financial institutions, visit www.zelle.com.

“Our real-time payments network is unlocking new opportunities for an entire industry,” said Paul Finch, CEO at the bank-owned Early Warning Services—the network behind Zelle. We have built and deployed multi layered fraud and risk management technology to enable safe payments in a real-time world. We’re also really proud that we have enabled millions of dollars to be disbursed to people impacted by disasters over the last few months, changing how money moves.”

Disbursing Funds to Those in Need

Adoption of Zelle is increasing beyond person-to-person (P2P), with corporations and charitable organizations using the Zelle Disbursements service, to send electronic payments to individuals using only their mobile phone number or email address.

“Early Warning’s Zelle and other payment tools allowed the Red Cross to distribute emergency financial assistance donated by the general public in a fraction of the time,” said Steve Casey, treasurer at the American Red Cross. “The team at Early Warning was pivotal in helping the Red Cross progress from concept to execution, and while we have more work to do drawing from lessons learned, we are excited that the Red Cross can help families so quickly on such a large scale. We could never have provided this financial assistance without the compassionate outpouring of financial donations from the public.”

Learn More about Zelle at Money20/20, October 22-25, 2017

At this year’s Money20/20 Conference, held at The Venetian in Las Vegas, Lou Anne Alexander, Group President of Payments at Early Warning will be participating on the following panels:

• Monday, October 23, 1:00pm - 1:20pm: Zelle® of the Ball: Have the Banks Launched the Next Big Thing in P2P Payments?
• Wednesday, October 24, 8:30am - 10:00am: Session: The Faster Money Challenge: Providers & Users Debate Solutions.

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

LAS VEGAS, NV – Zelle, a new, real-time payments network from bank-owned Early Warning Services, today added ACI Worldwide, CGI, D3 Banking Technology, and IBM to its growing list of technology partners. These leading technology companies will provide design, development and integration solutions and services to accelerate the adoption of Zelle at their financial institution clients.

For a full list of participating financial institutions, visit https://www.zelle.com/partners.

“Our new technology partners empower financial institutions to deploy real-time payments quickly with Zelle—accelerating time-to-market, reducing risk, growing revenues, and controlling costs,” said Ian Macallister, vice president of Market Strategy at Early Warning Services. “We’re at the forefront of an industry-wide move to faster money movement, and our partner ecosystem expansion adds solutions, services, and expertise which will only accelerate Zelle adoption.”

These new technology partners join some of the leading companies payment processors—CO-OP Financial Services, FIS, Fiserv, and Jack Henry & Associates, Inc.—to provide digital payment solutions for financial institutions large and small.

Early Warning has developed a suite of passive and active identification and authentication solutions to enable all Zelle Network® participants to easily and safely manage real-time payments. Components of this suite of solutions are now used by four of the top six U.S. banks to secure their mobile banking channels while offering flexibility and improving customer experiences. Capabilities including access to biometrics, pattern recognition, secure messaging, Mobile Network Operator intelligence, device identification, behavioral biometrics and device health can be integrated seamlessly to existing systems to deliver the protection consumers demand across all interactions. Technologies from leading device and mobile risk vendors, InAuth, NuData Security, and Payfone, are part of the Zelle Risk Services portfolio and help to ensure safe and secure banking transactions like sending money to a friend.

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

SCOTTSDALE, AZ – Zelle today announced $75 billion in money moved in 2017 across its payments network, as millions of consumers reduced their dependence on physical checks and cash, and took part in the digital “new way to pay.”

In 2017, the $75 billion moved on Zelle, was an increase of 36 percent year-over-year (YoY) from 2016’s totals of $55 billion when the Zelle Network® was previously clearXchange®. The Zelle Network processed more than 247 million payments in 2017, an increase of more than 45 percent YoY on the 170 million transactions processed in 2016.

In the fourth quarter of 2017 alone, the network moved $22 billion, up 14 percent quarter-over-quarter (QoQ), on more than 75 million transactions, up 18 percent QoQ.

Zelle enables payments from one bank account to another, typically within minutes when both consumers are enrolled, using only an e-mail address or a U.S. mobile phone number. For more than 95 million consumers, Zelle is already available from the convenience of their mobile banking app, with no additional downloads required. For consumers who bank with financial institutions outside of the network, a Zelle App is available in the Apple App Store and Google Play.

“2017 was a banner year for Zelle! The banking industry launched the first real-time P2P payments network, and millions of consumers responded by embracing a new way to pay,” said Paul Finch, CEO at the bank-owned Early Warning Services—the network operator behind Zelle. “Consumers are looking to digital solutions to replace physical checks and cash as a way to pay friends and family. The convenience of Zelle on more than 95 million phones provides a unique market opportunity to change consumer mobile banking behavior.”

Consumer and industry demand have confirmed broad interest for Zelle to facilitate fast and safe payments in an increasingly digital economy. By the end of 2017, Zelle was nearing an average of 100,000 token enrollments per day. In 2018, this participation is expected to grow with core processor and system integrator partnerships, making it even easier to connect thousands more financial institutions to Zelle. Moving forward, the Zelle Network will continue to be used as an innovation platform for faster money movement solutions beyond P2P payments and the corporate and charitable disbursements service.

2017 Zelle Highlights

• More than 60 Financial Institutions Are Now Part of the Zelle Network: From small community banks and credit unions to the largest national banks, more than 60 financial institutions have joined the Zelle Network. Participants currently represent 50 percent of U.S. demand deposit accounts (DDA) Accounts.
• Zelle Expands its Partner Ecosystem: ACI Worldwide, CGI, D3 Banking Technology, and IBM joined the list of leading companies and payment processors—CO-OP Financial Services, FIS, Fiserv, and Jack Henry & Associates, Inc.—working with Zelle to create a broad, collaborative payments ecosystem, and help more financial institutions connect to the Zelle Network.
• Zelle Adds Complementary App to Enhance Mobile Banking Experiences: Access to the Zelle Network included a free Zelle App available in the App Store and Google Play. The Zelle App allows almost anyone with a Visa or Mastercard debit card issued in conjunction with a bank account in the U.S. to send money fast and easily to others at participating Zelle Network banks and credit unions.
• Zelle Goes Beyond P2P: Corporations and charitable organizations are using the Zelle Disbursements service to send electronic payments to individuals using only their mobile phone number or email address.
• Zelle Risk Solutions Create Safer Payment Experiences: To protect consumers and financial institutions from fraud, Zelle introduced mobile authentication processes that bring together data from networks, devices and users to assess enrollment and transaction risk almost instantly.
• Zelle Launches U.S. Marketing Campaign: In October 2017, Zelle’s “This is how money moves®” advertising campaign went live. Tony and Grammy award winner, Daveed Diggs, brought to life how money is exchanged in a nationwide mass media campaign launched earlier this month (Jan. 2018).

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

SCOTTSDALE, AZ – In the first quarter of 2018, more than $25 billion moved through the Zelle Network, up 15 percent quarter-over-quarter (QoQ), on 85 million transactions, up 14 percent QoQ.

“Zelle® is replacing cash and checks for sending gifts for birthdays to distributing funds to those in need, changing how money moves safely for millions of consumers,” said Paul Finch, CEO at the bank-owned Early Warning Services, the network operator behind Zelle. “In partnership with each of our participating financial institutions, we are educating consumers while innovating to deliver safe and secure payments.”

Zelle enables payments from one bank account to another, typically within minutes when both consumers are enrolled, using only an e-mail address or a U.S. mobile phone number. Currently, more than 100 financial institutions have signed contracts to participate in the Zelle Network. For consumers who bank with financial institutions that do not participate in the Zelle Network, a Zelle App is available in the Apple App Store and Google Play.

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

SCOTTSDALE, AZ – In the second quarter of 2018 (April 1 – June 30), 100 million transactions took place on the Zelle Network® for a total of $28 billion in payments. Transaction volume was up 17% quarter-over-quarter (QoQ), and total money moved was up 11%. Across the entire Zelle Network, more than 67 million tokens have been enrolled.

Zelle celebrated its first anniversary on June 12, 2018, and in a year of operation has processed more than 320 million transactions valued at $94 billion. Transaction volume and transaction value are up 77% and 62%, respectively, from June 2017. According to a recent survey on Digital Payments Adoption conducted by Early Warning, the network operator behind Zelle, adoption and usage of digital person-to-person (P2P) payments are high among all generations, with consumers pointing to trust in friends and family and trust in their financial institutions as the primary reasons for engaging in a digital payment. In the second quarter, consumers averaged six transactions, sending $281 on average per transaction.

“In a phenomenal year for the banking industry, consumers have embraced Zelle as a fast, safe and easy way to send money digitally,” said Paul Finch, CEO, Early Warning. “Zelle reaches more than 100 million consumers through mobile banking apps and millions more through our standalone app. Each month, we welcome more financial institutions to the network, moving closer to offering a ubiquitous payments service for banks and credit unions, large and small.”

Today, 29 financial institutions are live on the Zelle Network, with an additional 119 under contract, representing 56% of the U.S. DDA market. Zelle works with core processor partners, including CO-OP Financial Services, FIS, Fiserv, and Jack Henry & Associates to connect financial institutions to the Zelle Network.

Zelle enables payments from one bank account to another, typically within minutes when both consumers are enrolled, using only an e-mail address or a U.S. mobile phone number. For consumers who bank with financial institutions that do not participate in the Zelle Network, a Zelle app is available in the Apple App Store and Google Play.

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects the nation’s leading financial institutions, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

SCOTTSDALE, AZ – Early Warning Services, LLC., the network operator behind Zelle®, today announced $119 billion in payments on 433 million transactions processed in 2018. In 2017, the Zelle Network® processed 247 million payments for $75 billion.

Zelle closed the year with its strongest quarter on record with $35 billion in payments on 135 million in transactions processed—an increase of 12% and 19% quarter-over-quarter, respectively. Year-over-year payment value (4Q 2017 to 4Q 2018) increased by 61%, while transaction volume increased by 81%. The results cap a successful 2018, with the number of participants in the Zelle Network reaching 229 financial institutions—60 of which are live and processing transactions.

Zelle is not just for large national banks. Eighty-five percent (85%) of participants in the Zelle Network are regional and community banks or credit unions with assets less than or equal to $10 billion, while 77% of participants list assets less than or equal to $1 billion. Together, participants are helping more than 100 million consumers replace checks and cash for the convenience and speed of person-to-person (P2P) payments.

“Our strategic processor partners are helping move Zelle closer to its goal of nationwide ubiquity—signing more than a hundred banks and credit unions in Q4 alone,” said Paul Finch, CEO, Early Warning. “Already, customers of more than 5,100 financial institutions are using the Zelle Network, whether it’s through their financial institution’s mobile banking app, or by registering their debit cards in the Zelle mobile app.”

“Eastern Bank has over 90 branch locations located in Massachusetts and Southern New Hampshire. Our mobile banking app provides clients with a secure, convenient P2P solution,” said Paul Alexander, Chief Marketing Officer, Eastern Bank. “Joining the Zelle Network has made it fast and easy to make digital personal payments. By allowing this, we are better meeting the needs of our customers and colleagues.”

Partnerships Lead to More Financial Institutions Joining the Zelle Network

Zelle partners—CO-OP Financial Services, FIS, Fiserv ®, and Jack Henry & Associates, Inc.®”—are working to enable thousands of financial institutions including community banks and credit unions across the U.S. to offer Zelle to their customers.

"Zelle brings person-to-person payments to consumers through the financial institution brands they know and trust. We are in active implementation and have developed a strong pipeline."

-    Todd Clark, President/CEO of CO-OP Financial Services

“Turnkey Service for Zelle from Fiserv offers financial institutions a simplified path to implementing ubiquitous, frictionless person-to-person payments. Demand for Zelle is high among financial institutions of all sizes because it gives consumers the flexibility to bank on their terms. We look forward to adding many more banks and credit unions to the Network in 2019.”

-    Tom Allanson, President, Electronic Payments, Fiserv, Inc.

About Zelle®

Brought to you by Early Warning Services, LLC, an innovator in payment and risk management solutions, Zelle makes it fast, safe and easy for money to move. The Zelle Network® connects financial institutions of all sizes, enabling consumers to send fast person-to-person payments to friends and family with a bank account in the U.S. Funds are available directly in consumer bank accounts generally within minutes when the recipient is already enrolled with Zelle. To learn more about Zelle and its participating financial institutions, visit www.zelle.com.

About Early Warning Services, LLC

Creating the Future of Payments®, Early Warning delivers innovative payment and risk solutions to financial institutions nationwide. For over 25 years, Early Warning has been a leader in technology that helps money move fast, safe and easy. Learn more at www.earlywarning.com.

Zelle and the Zelle related marks are property of Early Warning Services, LLC.

Fiserv is a registered trademark of Fiserv, Inc.